Also, many years back (about a decade) I got sort of scammed by some Ghanaian who was looking to recruit people to work as a fish packager in Alaska.
Sent all my documents. Realised later it was going nowhere. That's pretty bad with all these mistaken identity scams going around.

I just gave a beggar about 3.50 in change

you might wanna check with Interpol to see what crimes were committed using your name.

That's a crazy thought

This was such a trap. But there's no legal basis for receiving debit orders from yes, or no answers to questions.
No paper work, no bank clearance, right?

I'm pretty sure if it was 10 years ago if there had been any major crimes committed in your name, then you would of had a visit by the cops by now. I would be more concerned with the financial side. He could of ran up Hugh debuts on credit cards etc

I was half teasing there, but everything done via identity theft is criminal. if his credit rating is utter shiite this could be related.

I had a letter off a firm of baliffs about 6 months ago saying I owed 3000 quid from a few years ago and it listed an address I'd never heard of as my residence at the time
Someone must have stolen my identity. I phoned the bailiffs up and told em I'd never heard of that address and they said OK no problem. Never heard anything more

I was once persuaded to phone Buckingham Palace and ask for Liz.

None, because I am not a dipsh*t.

Removed out courtesy

Apparently, after a telephone call, I've had a subpoena served against me.' Who the fu*k in the UK uses subpoenas?'. This was by far the worst scam attempt I've ever had.

The nice lady's at the local Chinese restaurants sound way more English than the obviously Chinese lady on the phone, who, claimed to be calling from HMRC in London.

After letting her try to get me worried, for about 45 minutes and my offering to pay. She rudely put the phone down upon me, falsely, stating my employer was London Met.

I'm really worried that some stranger knows my number, for start, as well as my ID nr and home address (and claims to know my bank account details).
There must be some compromise on the bank security and data bases.

Looks like I can approve or reject debit orders, and so can let this slide.
I don't even know my own bank account details, let alone some stranger.

Well yeah; that.

I had a scam phone call from a guy called Roger with a thick indian accent trying to tell me my computer was infected with illegal software. I just wound him up for 10 mins telling him my name was Fredrick West and my wife Rose does all the computer dating things

Bout 20 years ago I was living in a bedsit, I got a knock on the door one day from the police. They started going on about a car parked outside. I was like it's not my car so. They said the car was registered to me, I said no its not mine, so the cops left. About 2 weeks later I get a court sumomds through. I went to court and pleaded not guilty. I never heard anything more and moved out of the area. About 5 years later out of the blue I got another summons for the same thing, this time they wanted me to hand myself into the police, as I had technically been on the run for 5 years. I went to court and filed out some form and stood before the judge and said cars not mine bruv. That's the last I heard.

if one of your neighbours ever got one of your letters thru their door they might have enough info to register their car in your name.

did you ever tell a neighbour it was your birthday and they then asked how old you were ?

There was about 15 bedsits In this house and all the post come through the front door. I'm guessing one of the people in the house just grabbed a letter for Me and used my name

yeah I've had people I shared a house with try to take out a credit card in my name, I'd gotten one of those junk mail credit card letters that said I'd been pre-approved.

they got my DOB completely wrong and screwed up my credit rating.

I banked a eight and half grand check and it cleared twice......it came on top about 2 weeks later and they took half back ......