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@ufohunter | 20 July 20 | |
@ vampboy - 20.07.20 - 04:10pm Aren't there transnational insurance companies that will allow you to invest your policy from abroad? And won't paying in Rand even if you were tied to a local insurance be comparatively cheaper anyway? I don't know about living in other countries anyway (here is all I've ever known). You might be right, it's more affordable here but I never was given the opportunity to think about any of it. |
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@crimson | 20 July 20 | |
@ sisfreak2017 - 20.07.20 - 04:08pm It's rather irresponsible to not have life insurance. Not necessarily. In South Africa, if you don't have properties, businesses, a spouse or partner, children or dependents, then it doesn't really matter. I think a funeral policy might be handy though, or set aside funds to pay for it, at least. |
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@3mel | 20 July 20 | |
@ ufohunter - 20.07.20 - 03:39pm It's gone, totally! Life policy cancelled with full effect - like it never existed. your credit rating though ? |
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@ufohunter | 20 July 20 | |
@ 3mel - 20.07.20 - 05:55pm your credit rating though ? I have no credit rating lol |
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@3mel | 20 July 20 | |
@ ufohunter - 20.07.20 - 06:02pm I have no credit rating lol everyone has a credit rating. you don't have to have done anything for yours to exist. it's improved or lowered everytime you apply for something involving money. |
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@ufohunter | 20 July 20 | |
@ 3mel - 20.07.20 - 06:27pm everyone has a credit rating. you don't have to have done anything for yours to exist. it's improved or lowered everytime you apply for something involving money. I'll have to work on it then |
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@3mel | 20 July 20 | |
I once had a guy in a phone store mess up the forms when I was getting a contract phone. he ended up doing the application 3 times. the credit reference agency told me that tanked my credit rating.
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@dan27notts | 20 July 20 | |
@ 3mel - 20.07.20 - 07:54pm I once had a guy in a phone store mess up the forms when I was getting a contract phone. he ended up doing the application 3 times. the credit reference agency told me that tanked my credit rating. 3 'hard' credit searches on your profile and basically no one will lend to you for about 6 months. Me and my missus are about to apply for a joint mortgage and ive been trying to get her to understand what random things can ruin your chance of credit |
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@ufohunter | 20 July 20 | |
@ 3mel - 20.07.20 - 07:54pm I once had a guy in a phone store mess up the forms when I was getting a contract phone. he ended up doing the application 3 times. the credit reference agency told me that tanked my credit rating. I've always bought prepaid since stone (digital) age. |
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@ufohunter | 20 July 20 | |
South Africa is a pretty cheap country any many aspects (must be our close relationship with China and being right smack in the middle between ocean trading points).
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