when pple make it big in the business world, you will hear, '' he/she started with nothing'' thats not true, he/she started with an idea....yes, an idea. bill gates, richard branson and many others started from a point....ideas can be from talent, observation and so on and they have to be geared up by cir tances...then you will get to see the other side of money....the financial literate calls it.....the truth